Introduction

Get the care you deserve in the event of severe disability.

People who face a disability situation would likely be unable to work, and this could lead to a devasting effect on your ability to provide for your family, impacting your family’s financial security. Disability Income Insurance provides an ongoing income to support your family so that you can focus on rehabilitation and recovery. At the same time, it provides peace of mind and certainty for you and your family.

What does the product cover?

Disability Insurance Plan has several key features and coverage to consider when selecting the plan, our financial planners would be able to guide you to find the most suitable disability plan for yourself.

Monthly Payouts

Suppose a disability prevents you from earning a living. In that case, you can receive a monthly payout of up to 80% of your existing income, right up until you make a full recovery or reach the age of 65, whichever is earlier. The monthly income may be paid for up to 5 or 10 years, or until you are 60 or 65.

Lum Sum Payouts

A lump sum will be paid out in the event of catastrophic disability. Some plans may include a death benefit with 12 times the monthly payout also payable. Rehabilitation costs up to 6 times the monthly payout will be reimbursed to help you on your road to recovery.

Premium Waiver

Continue to enjoy income protection with premiums waived during the disability period. You will continue to be protected and receive benefits without paying a dime.

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Our Partners

PromiseLand works with Partners in the industry to bring the best solutions to the table for our customers. With a selection of carefully designed insurance plans, we ensure that your needs are met. To find out more about the plans below, speak to your Financial Adviser, explore our Financial Calculator, or book an appointment to discuss your needs with us today.

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AIA Singapore Pte Ltd

Singapore Life Ltd

Tokio Marine Life Insurance Singapore Ltd

Journeying with You

Journeying through some challenges in life can be tough and we know.  We make sure that every step of the way, we are there to help you.

Jenny 

Sales Manager
I get to know Joseph as my financial planner in year 2019 . He is a great person with great character. He is very trustworthy and provides excellent service. Joseph has made the process of dealing with insurance easy and

Hannah

Teacher
I am glad to have chanced upon Midas and met Joseph and Kardiono when I was looking for an investment plan that could grow my funds for retirement. Having exhausted my funds on housing and surrendered my investment link insurance

Andrew Han

MINDEF - Assistant Director (IT systems)/SMART buildings
I was actually in the market looking for a short term saving plan with guaranteed returns of between 10 to 12%/annum. Jeremy was able to refer me to an opportunity that offered a financial platform which guarantees by contract my

Abe Fumika

Consultant
She is knowledgeable, responsible and do not ‘hard sell’ her policies. Rachel has always been in this industry. She is always here to take care of my questions and to constantly update me with regards to change in policy’s terms

Esther Lee

Doctor
Rachael has been our financial consultant for the past 5 years and we have been very pleased with her service and professionalism. With our busy schedules, Rachael is always very understanding and accommodating. She is also very transparent in sharing

Wong Hoe Hon

Director of Eastern Green
Roger is a great person with great character. He is very trustworthy and provides excellent service. I gained much clarity after speaking with him! He was able to show me a clear overview across insurers and even shared with me

Dicky Ho

Information Technology Security Officer
Joseph is a very hardworking and responsible consultant. He gives the best advice and solutions after analyzing my needs. He is also a very good trusted friend. I am very pleased to have him to take care of my portfolio.

Satyajit RK

Recruitment Consultant
Daniel has provided an excellent service. He recommended policy that matched my requirements. Thank you!

Felix Setiawan

Interior Designer
Nelson is different from others, he is knowledgeable in his industry. I appreciate his professionalism as he only recommended solutions based on my needs. He is extremely helpful and is willing to go the extra mile for his clients. I

Joel Rodrigues

Chief Investment Office - Investment Content Manager
I decided to work with Daniel for my financial planning matters as he was able to provide me with the information that I need whilst remaining objective about his recommendation. Throughout my interaction with Daniel, I appreciate the fact that

Klaire Chan

Adult Educator
Prompt and patient, responsive and responsible, Anne was a real blessing in her attentive consultations, efficient follow-throughs and thoughtful support. I know I can trust her to be there for me on this journey to financial health!

Jackie

Professor
I have known Ron since 2015 and find him to be a professional who truly listens to all my needs. He provides great solutions for my retirement planning, and I am happy with it.

Priscilla

Finance Manager
Finally I have found a trusted retirement specialist who is experienced, knowledgeable and friendly. <FA Name> is such, and I would recommend him to anyone without hesitation.

Eric Elsig Fabian

NIKE - Director Treasury Asia
I have been looking for a long time for someone who could explain me the maze of financial planning, until I met Jeremy, everything become crystal clear. Throughout the different meetings, Jeremy has been able to identify my needs and

Yew Chi Sing

MAS - Deputy Director
“Jeremy has provided me with great advice in financial planning. As an independent financial adviser, I truly appreciate that he's able to analyse and compare across all the market products available which best fit my requirements. He has helped me

Henry Koo

Consultant, Chief Financial Officer, FMCG, FCA
Jeremy genuinely cares, is always willing to help and advises from the heart. He is knowledgeable about various financial and insurance products and offers a holistic retirement/financial planning approach.

Alan Koo

SABECO - Chief Financial Officer/Deputy General Director
I was introduced to Jeremy via a referral. Overall, I was happy with the service that Jeremy rendered given my requirements. Good follow through and always able to provide different offerings for me to decide upon and not just a

Lock

Head of Security and Compliance
Wai Hon has extensive experiences in the financial services industry in various capacities. As an advisor, he is very professional in helping me to find the best product in the market that suits my exact needs. He is helpful in

Steven

Chief Executive Officer
I have never had this kind of experience in the past with financial advisors and this is the kind of service I have been looking for. <FA Name> has been very supportive and always promptly attended to my queries whenever

Thomas Thant

Project Manager
Nelson helped me consolidate my finances, identify gaps between my current financial status and my changing future needs based on various furture scenarios. And provided me with personalised solutions with hand-picked investment funds and insurance. Also educated me with diffetent

Tan Jia Jun

Director at Unisprings
Excellent and fast service by Daniel Choo!