Terms and Conditions (PROFIT)
Thank you for using the PromiseLand Financial Intelligence Tool (PRO-FIT). By doing so, you acknowledge that you have read, understood, and accepted these terms and conditions.
Last Update : 02 January 2024
1. AGREEMENT TO TERMS
By accessing and using the website and services of PromiseLand Financial Advisory Pte Ltd (“PromiseLand”), available at https://plprofit.promiseland.com.sg/ (“PROFIT”), you acknowledge and agree to be bound by these Terms and Conditions of Use (the “Agreement”). If you do not agree to these terms or are unable to comply with any provisions contained herein, you must immediately cease using PROFIT. Continued use of PROFIT after the posting of any modifications to these terms will constitute acceptance of those modifications.
This Agreement incorporates by reference our Privacy Policy and any notices pertaining to PromiseLand Financial Advisory Pte Ltd.
2. PROPRIETARY RIGHTS
The content available on PROFIT, including all information, software, graphics, and other materials (“Content”), is protected by copyright, trademark, and other intellectual property laws. All rights, title, and interest in the Content are owned, licensed, or controlled by PromiseLand or its licensors.
For the purposes of this Agreement, “We”, “Our”, and “Us” refer to both PromiseLand Financial Advisory Pte Ltd and any relevant third-party vendors with whom we may collaborate, and “You” or “Your” refers to any person who accesses and uses PROFIT. “Communications” refers to all forms of communication between Us and users, including emails. “Contribution” refers to any content submitted by users, including text, images, and other materials on PROFIT.
3. MODIFICATIONS TO TERMS & CONDITIONS
We reserve the right to modify these Terms & Conditions of Use at any time without prior notice. Any changes will be posted on this page, and your continued use of PROFIT after such changes will constitute your acceptance of the modified Terms & Conditions. You are advised to review this page regularly to stay informed of any updates.
4. ACCESS AND AVAILABILITY OF PROFIT
We endeavour to maintain the availability of PROFIT at all times but cannot guarantee uninterrupted access. We will not be liable for any direct or indirect losses resulting from your inability to access or rely upon the information available through PROFIT.
We reserve the right to suspend, modify, or discontinue any service or feature of PROFIT without prior notice. We make no representations or warranties regarding the continuous operation of PROFIT or its availability at all times.
5. RESTRICTIONS ON USE OF MATERIALS
Unless otherwise specified, the Content on PROFIT may not be reproduced, distributed, modified, or otherwise used in any manner without prior written consent from Us. Any unauthorized use of the Content, including modification or use for purposes other than those permitted by Us, constitutes a violation of copyright and other intellectual property rights.
All graphics, images, and other protected materials on PROFIT are subject to copyright laws, and such materials may not be used without express permission from the respective copyright owners.
6. DISCLAIMERS REGARDING OPINIONS AND CONTENTS
The estimations, analyses, and opinions expressed in the PROFIT app or website, whether by employees, developers, or contributors, are solely those of the author(s) and do not reflect the official position of official position of any agency, organization, employer, or company, including PromiseLand Financial Advisory Pte Ltd or its affiliates, unless explicitly stated otherwise. These opinions and estimates are subject to change without notice.
The information, services, and products available on PROFIT are for informational purposes only and do not constitute investment advice, an offer, or solicitation to subscribe for, purchase, or sell any products mentioned or described herein. Except as required by relevant local laws, PromiseLand Financial Advisory Pte Ltd disclaims any liability for losses or damages arising from reliance on the information contained in this PROFIT website or app, including the accuracy or completeness of the content or any third-party content, or any errors in or omissions from the website or app. Users are strongly advised to perform their own due diligence, research, and assess their specific financial goals and risks.
7. PROFESSIONAL FINANCIAL ADVICE
Before making any commitment to purchase an investment product, advice should be obtained from a duly qualified financial adviser, considering the individual’s specific investment objectives, financial situation, and particular needs. If an individual chooses not to seek such advice, they should carefully assess, at their own discretion, whether the product is appropriate for their specific circumstances.
Furthermore, all relevant documentation related to the product should be thoroughly reviewed in order to independently evaluate the appropriateness of the transaction.
8. NO ENDORSEMENT OR REGULATORY APPROVAL
The financial tool and application provided by PromiseLand Financial Advisory Pte Ltd have not been reviewed or approved by the Monetary Authority of Singapore (MAS) or any other regulatory authority. Nothing contained in this app or website should be construed as a recommendation or endorsement by regulatory bodies.
9. LIMITATION OF LIABILITY
The Content on PROFIT is provided “as is” and without any warranties, express or implied. To the fullest extent permitted by law, We disclaim all warranties, conditions, and other terms, whether implied by statute, common law, or otherwise. Specifically, we exclude any liability for:
- Any loss or damage, direct, indirect, or consequential, arising from your use of PROFIT, including but not limited to loss of profits, revenue, goodwill, or data.
- Any damage to your computer, device, or system arising from your use of PROFIT or the downloading of any material from the site.
- Any bodily injury, emotional distress, or other personal damages resulting from the use of PROFIT.
We are not liable for any loss or damage resulting from the reliance on content posted on PROFIT, including any errors, omissions, or interruptions in the information provided.
10. DISCLAIMER OF WARRANTIES
We do not guarantee the accuracy, completeness, or reliability of any content posted on PROFIT, nor do we guarantee that PROFIT will be free from errors, viruses, or other harmful components. You access and use PROFIT at your own risk, and we will not be held responsible for any damages to your devices or data.
We are not responsible for the actions or conduct of any user, whether online or offline, nor are we liable for any loss or damage resulting from interactions with other users of PROFIT.
11. DISPUTE RESOLUTION AND GOVERNING LAW
These Terms & Conditions of Use shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising from or related to these terms will be subject to the exclusive jurisdiction of the courts in Singapore.
12. TERMINATION OF ACCESS
We may terminate or suspend your access to PROFIT at any time, without prior notice, should you fail to comply with any provision of these Terms & Conditions of Use. Upon termination, you must cease using PROFIT and, if applicable, delete it from your device.