Roger is a great person with great character. He is very trustworthy and provides excellent service. I gained much clarity after speaking with him! He was able to show me a clear overview across insurers and even shared with me some blind spots of my retirement planning. I believe that a good advisor is someone who also services well post-purchase. Roger is very prompt and responsive over text. He will send me relevant updates that I ought to be informed about from time to time. I would recommend Roger to anyone without hesitation or reservation. I have full trust in his work.